Navigating the complexities of wealth management requires a personalized approach tailored to your unique financial goals. At Rosenberg Alvis Ambrose Wealth Management, we are dedicated to guiding you through every step of your financial journey.

Our team, including Philip Ambrose, CFP®, brings a wealth of experience and a client-centered philosophy to financial planning. We understand that no single strategy fits everyone, which is why we provide individualized attention—from planning to execution to follow-up—to help you achieve your financial objectives.

Understanding Financial Advisor Compensation

Financial advisors are compensated through various models, primarily:

**Fee-Only Compensation** Advisors charge a set fee, often a percentage of assets under management (AUM) or a fixed retainer. This model aligns the advisor’s success with your financial growth, fostering a transparent and client-focused relationship.

**Commission-Based Compensation** Advisors earn commissions from the financial products they sell. While this can be suitable for certain investment strategies, it’s essential to be aware of potential conflicts of interest, as advisors might be incentivized to recommend products that offer higher commissions.

**Fee-Based Compensation** A hybrid of the two models above, where advisors charge a fee and also earn commissions on certain products. This structure can offer flexibility but may also introduce conflicts of interest.

Typical Return on Investment (ROI)

The ROI from working with a financial advisor varies based on individual circumstances, market conditions, and the advisor’s expertise. While advisors aim to optimize your financial outcomes, it’s important to understand that all investments carry risks, and past performance does not guarantee future results.

Our Commitment to You

At Rosenberg Alvis Ambrose Wealth Management, we prioritize transparency in our compensation and are committed to acting in your best interests. Our personalized services encompass retirement planning, tax-efficient strategies, estate planning, and more, all designed to help you achieve your financial goals.

Take the first step toward securing your financial future. Contact us today at (850) 385-2300 or visit our website to schedule a complimentary consultation. Let us help you build a roadmap to the future you deserve.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. It may not be used for the purpose of avoiding any federal tax penalties. Please consult legal or tax professionals for specific information regarding your individual situation. This material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. Copyright 2023 FMG Suite.

This article was provided by Philip J Ambrose, CFP®

CERTIFIED FINANCIAL PLANNER™

Rosenberg Alvis & Ambrose Wealth Management

(229) 702 6100

312 N. Broad Street

Thomasville, GA 31792

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1876- B Eider Ct.

Tallahassee, FL 32308

www.raawealthmgmt.com